Send money to Nigeria

  • Your first transfer is fee FREE
  • The first transfer is fee-free online, with no hidden charges
  • Transfer money to Nigeria for payout in USD

Rate  = 
You pay

Send money for cash pickup with these local partners, and more, in Nigeria

Send money to any bank account in Nigeria with these top banks, and more

Our money transfer services to Nigeria

ICN Payout

Anywhere pickup

All our locations are available to pickup the money
ICN Payout

Bank deposit

Send money direct to a bank account

Posts about Nigeria

Questions & Answers for customers:

Why is it the perfect time to transfer money to Nigeria?

The Central Bank of Nigeria's new incentive "Naira 4 Dollars" gives you ₦5 extra for every $1 received. This gives you extra support and your family, friends or contacts in Nigeria receive extra money. The scheme is in place until the 8th of May. Ramadan is also around the corner, so it's also a great time to send a gift to celebrate this religious holiday and get extra support.

Why has Small World removed NGN from the website?

The central bank of Nigeria has made it illegal to send Naira to Nigeria as of 17/12. As a licenced operator, we are complying with this ruling.

Why are some other websites still offering NGN?

This is their decision, although officially they are no longer able to do so (and they put their own banking partner relationships / licences at risk). Each day there are less and less websites offering NGN transfer services. 

What’s the “Naira 4 Dollar Scheme” and what does it mean for me?

To encourage the Nigerian diaspora to send US dollars back to Nigeria, the Central Bank of Nigeria has agreed to provide support. For every US dollar you send back, your loved one will receive 5N extra.

For example, if you send 100 US Dollars in a transaction, the person you’re sending money to will receive 500N as added. This will be added even if your receiver decides to take out the money in cash or transfer to a domestic account.

The incentive will be valid for all transfers from Monday 8th of March to 8th of May 2021.

We’re making a big world smaller by bringing friends, families and businesses closer together.

Send money to Nigeria with Small World today! Your first two transfers are fee free!

Great rates and low fees
Constantly checked against competitors and better than the banks

15 million customers
A worldwide community can’t be wrong, register in 2 minutes

Local support
Real time payment tracking

Completely safe
We’re a regulated financial services company with a secure system that handles over 1million transactions per month

Rapid transfer service our 15 million customers love

Send your money to Nigeria, your way - Our top money transfer services

Cash Pick-Up

Send cash for collection at our locations accross Nigeria

Bank Deposit

Transfer directly to a bank account in US Dollars

How long does your money transfer to Nigeria take?

Bank deposit

Deposit To Polaris Bank USD Account

In Minutes

Deposit To Fidelity Bank USD Account

In Minutes

Deposit To Gt Bank USD Account

In Minutes

Deposit To Access Bank USD Account

In Minutes

Deposit To Union Bank USD Account

In Minutes

Deposit To First Bank USD Account

In Minutes

Deposit To Zenith Bank USD Account

In Minutes

Anywhere pickup

SW Pick Up Anywhere

In Minutes

Polaris Bank

In Minutes

Fidelity Bank

In Minutes

Union Bank Of Nigeria

In Minutes

Ecobank Nigeria

In Minutes

Gt Bank

In Minutes

Access Bank

In Minutes

The delivery time may vary by the jurisdiction in which the transaction originates. For U.S. transactions, delivery times will be reflected in a disclosed date of availability that is included on the customer's receipt.

In the case of the cash pickup service, the availability of payment of the order will depend on the payer.

Don't take our word for it

Read what our customers think about sending money to Nigeria with Small World. Read more reviews at

How to transfer money to Nigeria

1. Join 15 million other customers by registering online

2. Choose who you’re sending money to

3. Decide how you want to send money to Nigeria

4. Track the status of your money transfer to Nigeria by downloading our App


Even easier to send money to Nigeria with our App

1. Search ‘Small World’ on the App store and download

2. Set up your account in 2 minutes

3. Select ‘send money to Nigeria’

4. Enter the details of the person receiving the transfer

5. All done – use the App to monitor progress of your money transfer to Nigeria

Customers have voted our awesome App as 5* in the App store - download here

Join the thousands of customers giving us 5* reviews


Cookies Policy

At Small World, we use own and third-party cookies to give you the best browsing experience possible, as well as being able to analyse your browsing behaviour. You can accept all cookies by clicking the "ACCEPT ALL COOKIES" button or configure or reject their use by clicking the "COOKIE SETTINGS" button. Click on our Cookie Policy for more information